Emergency Basket | Goal-Based Index Fund Investing

01 THE STORY

STORY OF THE BASKET

Investing becomes clearer when the goal comes first.

An unexpected expense can interrupt even a carefully planned financial journey. An emergency fund is meant to create a financial buffer for situations such as unexpected expenses, temporary income disruption or other near-term needs. The Emergency Basket is presented around this type of financial goal and a short investment horizon.

02 ABOUT THIS BASKET

Why this basket exists.

The Emergency Basket is designed around short-term emergency planning and liquidity considerations. It brings together the index funds included in the basket so investors can explore a structured approach instead of treating emergency planning as an unplanned financial decision.

HOW IT HELPS

The Emergency Basket is a Goal-Based portfolio of overnight and liquid index funds designed for investors seeking high liquidity and capital preservation. This basket acts as a strategic alternative to idle cash, offering a systematic way to build a buffer for unexpected expenses like medical emergencies or job transitions.

By focusing on low-duration debt instruments, this basket aims to minimize interest rate risk while providing a seamless exit for your funds. Ideal for a 0.6 to 1-year investment horizon, it is a foundational tool for conservative investors and beginners alike.

UNDERLYING FUNDS 2

Learn how Index Funds work

03 YOUR FINANCIAL OBJECTIVE

Start with the goal, not the investment.

Before considering an investment, understand what you are investing for, when you may need the money and whether the approach fits your circumstances.

THIS BASKET IS BUILT AROUND

Medical Emergency, Job Loss, School Fees, Insurance Premiums, Etc

Building a financial buffer for unexpected or near-term expenses while considering liquidity, investment horizon and risk.

OBJECTIVE Medical Emergency, Job Loss, School Fees, Insurance Premiums, Etc

INVESTMENT HORIZON 0.6 - 1 Years.

RISK PROFILE Low

UNDERLYING FUNDS 2

04 CONSIDER YOUR SITUATION

Could this basket fit your goal?

Use these points as a starting framework. Your decision should consider your financial circumstances, risk tolerance and investment horizon.

YOU MAY CONSIDER IT IF

Your objective aligns with the basket.

Investors considering a short-term financial buffer or emergency fund and whose financial circumstances, liquidity needs and risk profile are consistent with the basket characteristics.

THINK CAREFULLY IF

Your circumstances may not align.

Investors whose objectives require a different investment horizon, risk profile or liquidity arrangement. An emergency fund requirement should be considered carefully before investing.

RISK CONTEXT

The basket has a Low risk classification in the current MFnxt basket framework. However, Low risk does not mean risk-free. Mutual fund investments remain subject to market risks, and investors should review the latest scheme-level Riskometer and scheme-related documents before investing.

05 MFNXT METHODOLOGY

How this basket is structured.

This basket currently includes 2 underlying funds.

The Emergency Basket is a Goal-Based portfolio of overnight and liquid index funds designed for investors seeking high liquidity and capital preservation. This basket acts as a strategic alternative to idle cash, offering a systematic way to build a buffer for unexpected expenses like medical emergencies or job transitions.

By focusing on low-duration debt instruments, this basket aims to minimize interest rate risk while providing a seamless exit for your funds. Ideal for a 0.6 to 1-year investment horizon, it is a foundational tool for conservative investors and beginners alike.

Goal-based framework

Defined index exposure

Investment horizon considered

Risk and suitability awareness

View How We Choose Funds

06 LEARN BEFORE YOU INVEST

Understand first. Decide later.

Learn the basics of index funds, passive investing and market indices before making an investment decision.

01

Index Fund Basics

Understand what index funds are, how they work and their key characteristics.

Learn more

02

Passive Investing

Learn the principles behind passive and index-based investing.

Learn more

03

Nifty & Market Indices

Understand Nifty 50, Nifty Next 50 and other market indices.

Learn more

07 BEFORE YOU DECIDE

Understand the basket. Then decide.

Before investing in Emergency Basket, consider its objective, investment horizon, risk profile and whether it fits your financial situation.

Does Medical Emergency, Job Loss, School Fees, Insurance Premiums, Etc match your financial goal?

Are you comfortable with the 0.6 - 1 Years. investment horizon?

Are you comfortable with the Low risk profile?

The basket has a Low risk classification in the current MFnxt basket framework. However, Low risk does not mean risk-free. Mutual fund investments remain subject to market risks, and investors should review the latest scheme-level Riskometer and scheme-related documents before investing.

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