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GOAL-BASED INVESTING

Secured Basket

Some goals are closer. Your investment approach should consider that.

An index-fund basket organised around a 1–3 year horizon and a lower-risk-oriented profile within MFnxt’s basket framework.

OBJECTIVE Buying Phone, Vacation, Etc
HORIZON 1 - 3 Years.
RISK Low
Understand Index Funds Explore Other Baskets
GOAL-BASED INVESTING
MFnxt

Secured Basket

Organised around a medium-term goal.

APPROACH Index Investing
FUNDS 2
RISK Low
HORIZON 1 - 3 Years.
The basket has a Low risk classification in the current MFnxt basket framework. This classification should not be interpreted as an absence of market risk or as a guarantee of capital protection. Investors should review the latest Riskometer and scheme-related documents of the underlying mutual fund schemes.
01 THE STORY
STORY OF THE BASKET

Investing becomes clearer when the goal comes first.

Not every financial goal is decades away. You may have a planned expense or a medium-term objective that gives you more time than an emergency fund, but less time than a typical long-term investment goal. The Secured Basket is presented around this type of goal and its defined investment horizon.

02 ABOUT THIS BASKET

Why this basket exists.

The Secured Basket is designed around goal-based investing for investors considering a medium-term horizon. It provides a structured way to explore the index funds included in the basket while keeping the stated purpose, risk profile and investment duration visible.

HOW IT HELPS

This basket brings diversified index funds into one view for a medium-term horizon. It is a lower-risk-oriented allocation relative to MFnxt’s High and Very High risk baskets. It is not a comparison with bank deposits or other traditional products, and it does not set a return target.

UNDERLYING FUNDS 2
Learn how Index Funds work
03 YOUR FINANCIAL OBJECTIVE

Start with the goal, not the investment.

Before considering an investment, understand what you are investing for, when you may need the money and whether the approach fits your circumstances.

THIS BASKET IS BUILT AROUND

Buying Phone, Vacation, Etc

Planning for a defined medium-term financial goal while considering the investment horizon and risk characteristics of the basket.

OBJECTIVE Buying Phone, Vacation, Etc
INVESTMENT HORIZON 1 - 3 Years.
RISK PROFILE Low
UNDERLYING FUNDS 2
04 CONSIDER YOUR SITUATION

Could this basket fit your goal?

Use these points as a starting framework. Your decision should consider your financial circumstances, risk tolerance and investment horizon.

YOU MAY CONSIDER IT IF

Your objective aligns with the basket.

Investors considering medium-term financial goals and who find the basket characteristics, investment horizon and risk profile consistent with their own circumstances.

THINK CAREFULLY IF

Your circumstances may not align.

Investors seeking guaranteed returns, guaranteed capital protection, or those whose investment horizon and risk appetite do not align with the basket.

This basket is not a secured or protected product. It does not promise stable returns or better results than deposits or other instruments.

RISK CONTEXT

The basket has a Low risk classification in the current MFnxt basket framework. This classification should not be interpreted as an absence of market risk or as a guarantee of capital protection. Investors should review the latest Riskometer and scheme-related documents of the underlying mutual fund schemes.

05 MFNXT METHODOLOGY

How this basket is structured.

This basket currently includes 2 underlying funds.

This basket brings diversified index funds into one view for a medium-term horizon. It is a lower-risk-oriented allocation relative to MFnxt’s High and Very High risk baskets. It is not a comparison with bank deposits or other traditional products, and it does not set a return target.

Goal-based framework
Defined index exposure
Investment horizon considered
Risk and suitability awareness
View How We Choose Funds
06 LEARN BEFORE YOU INVEST

Understand first. Decide later.

Learn the basics of index funds, passive investing and market indices before making an investment decision.

01

Index Fund Basics

Understand what index funds are, how they work and their key characteristics.

Learn more
02

Passive Investing

Learn the principles behind passive and index-based investing.

Learn more
03

Nifty & Market Indices

Understand Nifty 50, Nifty Next 50 and other market indices.

Learn more
07 BEFORE YOU DECIDE

Understand the basket. Then decide.

Before investing in Secured Basket, consider its objective, investment horizon, risk profile and whether it fits your financial situation.

Does Buying Phone, Vacation, Etc match your financial goal?
Are you comfortable with the 1 - 3 Years. investment horizon?
Are you comfortable with the Low risk profile?

The basket has a Low risk classification in the current MFnxt basket framework. This classification should not be interpreted as an absence of market risk or as a guarantee of capital protection. Investors should review the latest Riskometer and scheme-related documents of the underlying mutual fund schemes.

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