Growth Plus Basket | Index Fund Investing

01 THE STORY

STORY OF THE BASKET

Investing becomes clearer when the goal comes first.

Some investors are comfortable considering greater exposure to equity markets because their financial goals are further away and they understand that market values can fluctuate significantly along the way. Growth Plus Basket is designed around this type of long-term investing consideration.

02 ABOUT THIS BASKET

Why this basket exists.

The Growth Plus Basket provides a structured way to explore a higher equity-oriented index fund exposure within the MFnxt basket framework. Its purpose is to help investors understand the relationship between a longer investment horizon and a higher level of market risk.

HOW IT HELPS

This basket is built around higher equity-oriented index exposure and a longer holding period. Compared with MFnxt’s other baskets, it is designed to take more of the market’s movement — including large declines. Index funds are selected with MFGATE; that process does not identify a “high-performing” fund or set a return target.

UNDERLYING FUNDS 4

Learn how Index Funds work

03 YOUR FINANCIAL OBJECTIVE

Start with the goal, not the investment.

Before considering an investment, understand what you are investing for, when you may need the money and whether the approach fits your circumstances.

THIS BASKET IS BUILT AROUND

Retirement and other long-horizon goals

Considering long-term financial goals with a higher equity-oriented index fund exposure and an understanding of market volatility.

OBJECTIVE Retirement and other long-horizon goals

INVESTMENT HORIZON 7 - 12 Years

RISK PROFILE Very High

UNDERLYING FUNDS 4

04 CONSIDER YOUR SITUATION

Could this basket fit your goal?

Use these points as a starting framework. Your decision should consider your financial circumstances, risk tolerance and investment horizon.

YOU MAY CONSIDER IT IF

Your objective aligns with the basket.

Investors considering long-term financial goals who have the ability and willingness to remain invested through market cycles and who understand the higher market risk associated with the basket.

THINK CAREFULLY IF

Your circumstances may not align.

Investors with short-term liquidity requirements, low tolerance for market fluctuations, or an expectation of guaranteed returns or capital protection.

This basket does not promise higher, aggressive, or maximised returns.

RISK CONTEXT

Higher exposure to equity markets can mean greater fluctuations in investment value. Market declines can be significant and investors may experience losses, particularly over shorter periods. A longer investment horizon does not guarantee returns or eliminate investment risk.

05 MFNXT METHODOLOGY

How this basket is structured.

This basket currently includes 4 underlying funds.

This basket is built around higher equity-oriented index exposure and a longer holding period. Compared with MFnxt’s other baskets, it is designed to take more of the market’s movement — including large declines. Index funds are selected with MFGATE; that process does not identify a “high-performing” fund or set a return target.

Goal-based framework

Defined index exposure

Investment horizon considered

Risk and suitability awareness

View How We Choose Funds

06 LEARN BEFORE YOU INVEST

Understand first. Decide later.

Learn the basics of index funds, passive investing and market indices before making an investment decision.

01

Index Fund Basics

Understand what index funds are, how they work and their key characteristics.

Learn more

02

Passive Investing

Learn the principles behind passive and index-based investing.

Learn more

03

Nifty & Market Indices

Understand Nifty 50, Nifty Next 50 and other market indices.

Learn more

07 BEFORE YOU DECIDE

Understand the basket. Then decide.

Before investing in Growth Plus Basket, consider its objective, investment horizon, risk profile and whether it fits your financial situation.

Does Retirement and other long-horizon goals match your financial goal?

Are you comfortable with the 7 - 12 Years investment horizon?

Are you comfortable with the Very High risk profile?

Higher exposure to equity markets can mean greater fluctuations in investment value. Market declines can be significant and investors may experience losses, particularly over shorter periods. A longer investment horizon does not guarantee returns or eliminate investment risk.

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