Already KYC compliant
If your KYC is already verified through CVL KRA or another investment platform, you may continue through a simplified onboarding process.
Continue as KYC verified
Start Investing
Choose your onboarding path.
Your onboarding process depends on your KYC status.
Explore digital onboarding for KYC-verified and new investors who want to understand index fund and SIP investing in India before they begin.
Your status
Already KYC compliant, or starting fresh?
Pick the path that matches how you are registered today. You can still read both guides before you download the app.
New investor / non-KYC
Complete digital KYC verification securely before starting your investment journey. This typically includes PAN, Aadhaar and DigiLocker steps.
Onboarding guide
Onboarding guide
KYC verified vs new investor onboarding
The steps change based on whether identity verification is already complete.
KYC verified investor
For users who are already KYC compliant through CVL KRA or another investment platform.
- PAN verification
- Bank proof upload
- Nominee details
- Simplified onboarding process
- SIP or lump sum setup
New / non-KYC investor
For users who need to complete digital KYC verification before onboarding.
- PAN and Aadhaar verification
- DigiLocker access
- OTP authentication
- Bank verification
- Digital KYC onboarding
About digital investing
Understanding digital investment onboarding in India
Digital onboarding has simplified the process of starting mutual fund and index fund investments in India. Depending on an investor’s KYC verification status, onboarding may involve PAN verification, Aadhaar authentication, bank verification, nominee information and digital document validation through platforms such as DigiLocker.
KYC verification helps verify investor identity in accordance with applicable regulatory requirements. Investors who are already KYC compliant may continue through a simplified flow, while new investors may complete digital KYC before accessing investment options.
MFnxt provides a guided onboarding experience for investors exploring index fund investing and passive investing. After onboarding, you can explore goal-based index fund baskets designed for different goals, time horizons and risk preferences.
Index funds are often used by long-term investors because they may provide diversified market exposure through a passive approach. Instead of selecting individual stocks, investors may participate in broader market indices through mutual fund structures. Returns are not guaranteed.
Learn more in our beginner’s guide to index funds, review how MFnxt selects funds, or explore the Emergency Basket if short-term liquidity is your starting point. You can also try the SIP calculator to understand how periodic investing is illustrated.
Common questions
Before you start onboarding
How can I start investing with MFnxt?
Download the MFnxt app and choose the onboarding path that matches your KYC status. KYC-verified investors follow a shorter flow. New investors complete digital KYC before accessing investment options.
Who can use the KYC verified onboarding flow?
Investors who are already KYC compliant through CVL KRA or another registered investment platform may continue through the simplified onboarding process.
What if I am a new investor?
New investors may complete PAN, Aadhaar, DigiLocker and bank verification digitally during onboarding before exploring SIP or lump sum options.
Ready when you are
Download the app and begin onboarding
Use the MFnxt app to create an account, complete KYC-related steps and explore index fund baskets.
Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. MFnxt is an AMFI-registered Mutual Fund Distributor (ARN-300764) and provides a digitally enabled platform for exploring index fund baskets. Investments should be based on your financial goals, risk profile and investment horizon. Past performance is not indicative of future returns.